Can I Get Workers Comp in North Carolina if I Work from Home?
Individuals who work from home are often denied when they apply for workers compensation benefits due to a work-related injury. However, that doesn’t mean that they don’t qualify for benefits or are entitled to an approval.
In fact, a substantial portion of employees who work from home may meet the criteria for obtaining workers comp in North Carolina. To learn more about how you can get workers compensation benefits in NC and what your benefits might include, continue reading.
How Work Comp Works in North Carolina
Companies that have more than three employees and are based in North Carolina are obligated under the law to carry workers compensation insurance policies. This allows injured or ill workers to seek benefits when they need to take time off to recover.
To qualify for benefits, you simply need to establish that your condition was work-related, as things like blame and length of employment are irrelevant when it comes to workers compensation benefit approval. Working from home, it may be difficult to prove that your injuries were work-related, however, so it may be in your best interests to consult with an attorney before you proceed, depending on your individual situation and condition.
Once you have determined that you meet the qualifying criteria, you’ll file your claim with your employer and possibly even the North Carolina Industrial Commission (NCIC) if you want to be thorough. This should be done within thirty days of your diagnosis; otherwise, the insurance company can deny your claim.
The hope is that the insurer will then review your claim and approve it, but this is a rare occurrence, as the insurance company is usually going to do everything within their power to deny your claim if they can get away with it.
When You Might Qualify for Benefits While Working from Home
As long as your injuries were caused by your work duties, you should be entitled to workers comp benefits. For those who work at a computer all day, being diagnosed with a back injury or carpal tunnel syndrome may be appropriate.
It is important to differentiate between employees who work from home and independent contractors, as the laws for work comp are different for each. An employee who works from home would be covered under their employer’s workers comp insurance policy, whereas an independent contractor would either go without work comp insurance or have to purchase a policy themselves in order to be protected.
If you have additional questions about your eligibility for workers comp as a remote employee, you should speak with your North Carolina attorney soon so that you can ensure that the aforementioned deadlines are met.
Contact a Workers Compensation Attorney in NC
When you aren’t sure whether you will be eligible for workers compensation benefits since you work from home, you can get the clarification you need by contacting an experienced North Carolina workers comp lawyer at Ricci Law Firm, P.A. To schedule your free claim evaluation, just give us a call at 252-752-7785 or fill out the quick contact form we have included below.