Does a Work-Related Car Accident Qualify for Workers Comp?
If you’ve been involved in a car accident at work, you are probably concerned with how you’ll be able to support yourself and your family while you’re out of work. Fortunately, you may be entitled to North Carolina workers compensation benefits.
When you are hurt in an auto wreck, it’s easy to assume that you won’t be entitled to benefits, but there are certain circumstances where you will be entitled to benefits. Continue reading to learn more about when you can obtain workers comp benefits after a work-related car accident.
Driving on Your Way to and from Work
If you were on your way into work or were coming home from work one day and you were injured in a car accident, it is unlikely that you’ll be approved for workers comp benefits. This because of something known as the “coming and going” rule.
Since your drive into or out of work isn’t necessarily part of your responsibilities at work, your injuries wouldn’t fall under a work-related condition, which is paramount to the success of your work comp claim.
What You Need to Know about the Special Errand Rule
There is an exception to the coming and going rule known as the “special errand” rule. Here, if you left work in the middle of your shift, or were running an errand on the way home from work for your employer, you could qualify for workers compensation benefits.
A good example could be if your boss asked you to make a bank deposit before lunch one day and you were involved in a wreck along the way. Due to the fact that you were performing an errand for your employer, you should be covered under their workers comp insurance policy.
Drive for a Living?
If you drive for a living, whether that be as a delivery driver, a semi truck driver, or if you work in transportation in any way, and you are injured in a collision, you should absolutely meet the requirements for workers compensation benefits. Your job requires you to drive, and since you were doing your job when you suffered your injuries, getting approved for your benefits should be relatively simple.
It’s worth noting, however, that the insurance company is likely going to do whatever they can to get out of paying you what you deserve, and for this reason, working with an experienced attorney can only benefit your case. If your claim is initially denied, your attorney can negotiate with the insurer and even file an appeal with the North Carolina Industrial Commission should it become necessary.
In any case, when you drive for a living and you’re injured at work, you have a right to work comp benefits, and your work comp lawyer will do whatever it takes to get your claim approved so that you can continue to survive while you recover from your injuries.
Consult with a North Carolina Workers Comp Lawyer
Being involved in a motor vehicle wreck is never easy, but when it happens while you’re at work, you can obtain benefits so that you don’t end up in financial ruin. For assistance in securing the compensation you deserve, get in touch with a qualified North Carolina workers comp lawyer at Ricci Law Firm, P.A.
We are proud to offer work injury victims a free case review where we can further discuss the details of your case. You can claim yours by calling our office at 252-752-7785 or by completing the quick contact form below.