Car Accident at Work in Greenville
Suffering injuries in a motor vehicle accident is difficult—plain and simple. But when your auto accident injuries happen while you’re at work, you might be wondering whether your employer’s workers compensation insurance policy will even provide you with benefits while you’re out of work.
The short answer? It depends on the circumstances of your accident. Read on to learn more about whether you’ll be entitled to workers comp benefits due to a car accident at work in Greenville, North Carolina.
Are You Covered While Going to and from Work?
North Carolina observes what’s called the “coming and going” rule. Under this rule, you are not eligible for workers compensation benefits if you are injured in a motor vehicle collision on your way to or from work. There are exceptions to this rule, however.
The ‘Special Errand’ Rule
One exception to the coming and going rule is the “special errand” rule. This applies to employees who are doing a favor for their employer on their way to or from work.
For instance, let’s say your employer asks you to stop and make a deposit at the bank on the way home from work one night and you are injured in a car crash. Because the errand was to benefit your employer, you will likely be covered under your employer’s workers comp insurance policy.
Traveling for Work and Provided Transportation
Many individuals are required to travel as part of their employment. During this travel time, you are considered to be working. That means any injuries you suffer in a motor vehicle accident should be covered by workman’s comp insurance.
It’s worth noting that if you happen to be taking some personal time during your travels and you are injured, you may not be eligible for work comp benefits.
In addition, if your employer happens to provide you with transportation to or from work, if you are given a work vehicle, or if you are reimbursed for mileage and gas expenses, your auto accident injuries may be covered under workers comp. Speak with an attorney for more details about your unique case.
Car Accident at Work in Greenville? Give Us a Call
When you’re injured in a car accident in any of the previously mentioned circumstances, you may qualify for workers compensation benefits that can help support you and your family while you recover.