How Does Workers Comp Work in North Carolina?
When you are out of work due to an injury or illness you sustained that was caused by your work environment, you may be able to secure workers compensation benefits. This will help you to cover your household bills and other living expenses while you are recuperating and unable to earn a living.
However, North Carolina work comp laws can be complicated, especially if you have never been through the claims process before. But working with an attorney is a good way to navigate through this undertaking. If you are interested in learning more about some crucial NC workers comp laws and how you can qualify for benefits, continue reading.
NC Workers Compensation Laws
There are a couple of workers comp laws that you need to be aware of before you begin your application. First and foremost, North Carolina requires that any employer who has more than three employees on staff carry workers compensation coverage as part of their insurance policy. This will protect injured and ill workers in the event of a disabling condition.
Next is the statute of limitations, which expires two years from the date you were diagnosed with a work-related injury or illness. Once this deadline passes, you will be barred from obtaining work comp if you haven’t already filed your claim.
You will also need to be sure to notify your employer of your condition within thirty days of your diagnosis, or this technicality can allow the insurance company to rightfully deny your claim—no matter how deserving of benefits you are.
Qualifying Criteria for Work Compensation
Now you might be thinking that you will need to have been employed with this company for a certain amount of time or be a full-time employee to qualify for workers comp. Perhaps you even think that someone needs to be responsible for causing your condition to meet the eligibility requirements.
Thankfully, none of these are true, and the only real criteria that need to be met is that your injury was caused due to the work you perform for your employer. But there are also certain situations that can result in a disqualification for benefits, including being intoxicated when you were injured or committing a crime that resulted in the injury you sustained.
Speak with a Workers Comp Attorney in NC
For assistance with all of your NC work comp needs, get in touch with an experienced workers compensation lawyer at Ricci Law Firm, P.A. today. You can schedule a complimentary claim review today by giving our office a call at 252-752-7785 or filling out the quick contact form we included at the bottom of this page.