How to Maximize Your Workers Comp Settlement
Work injuries can be particularly challenging, because in most cases, you’ll need to pursue workers compensation benefits in order to continue surviving while you’re out of work.
Maximizing your settlement may be one of your top priorities when you file your claim, but these cases aren’t so much about getting the most out of your case, as the vast majority of work comp settlements include the same types of benefits. Rather, your ultimate goal should be to get your workers compensation claim approved.
Continue reading to learn more about the different types of disabilities under North Carolina work comp and what your benefits will include if your claim is approved.
Types of Work Comp Disabilities in NC
There are four major types of disability classifications in North Carolina. This is important because the category you are placed in can impact how long you’ll be able to collect workers comp. They include:
- Partial permanent disability
- Permanent total disability
- Partial temporary disability
- Temporary total disability
If you were diagnosed with a total permanent disability, then you’d be able to collect benefits for a maximum of five hundred weeks before you would begin collecting federal disability benefits, whereas partial permanent disabilities follow a list of scheduled injuries that dictate the maximum amount of time you’ll collect benefits based on the injury you sustained.
Although you may be thinking about how to maximize the amount that you’ll be able to collect, each type of disability allows for 66 ⅔ percent of your average weekly earnings, no matter what type of injury or how impactful.
What Your Work Comp Benefits Will Consist Of
In addition to collecting your wage replacement benefits each week, if you are unable to continue working in the same field of work as you were when you were injured or fell ill, the insurer can cover the costs of the education or vocational training you need to find work in another industry.
What’s more, you’ll never need to worry about paying a medical bill that stems from your work injury, since if your work comp claim is approved, the insurance company is also going to cover every single medical expense that you incur as a result of your diagnosis.
The insurer will also be obligated to provide surviving spouses and next of kin with death benefits if the injured worker dies after they’ve become injured or ill while on the job.
These benefits include reasonable coverage of funeral and burial costs, as well as the disability benefits that the decedent is owed. The surviving spouse and children can collect these benefits until remarriage or until they reach the age of eighteen.
Work with a North Carolina Workers Compensation Attorney
Work comp laws in North Carolina can be difficult to comprehend, but when you have a workers compensation lawyer at Ricci Law Firm, P.A. representing your case, you’ll have the answers you need at your disposal.
We provide free consultations to work injury victims across the state. By taking advantage of this opportunity, you’ll be one step closer to getting your claim approved. Just give our office a call at 252-752-7785 or fill out the online contact form below and we’ll schedule your consultation today.