Raleigh Construction Accident Lawyer
Injured construction workers often need help securing the workers compensation benefits they’re entitled to. If you’re one of them, get in touch with a qualified Raleigh construction injury lawyer who will fight for your rights.
Working in an industry as dangerous as construction increases your risk of suffering a work injury or coming down with a debilitating illness. In the construction field, there are hazards everywhere you turn. From large equipment and working at elevated heights to being exposed to toxic chemicals and dangerous substances, the hazards of construction work make your job quite dangerous.
Before you end up in financial ruin, get in touch with an attorney at Ricci Law Firm, PA to obtain approval for workers comp benefits that will replace your income while you are out of work. A Raleigh construction accident lawyer can show you the right way forward.
Applying for Workers Comp After a Raleigh Construction Accident
If the conditions of your work environment caused you to become injured or sick, and you need to take time off of work to recover, you’ll be able to receive financial support in the form of workman’s comp benefits.
Fault is irrelevant in workers compensation insurance claims, as nearly every employer is required to carry workers comp insurance in the event that an employee needs financial assistance due to a work injury.
You can expect your employer and the insurance company to fight your claim for benefits if you were under the influence of drugs or alcohol, if you were committing a crime, or if you were in violation of the company’s code of conduct at the time of your construction accident in Raleigh.
Benefits You’ll Receive
Once you are approved for workers compensation benefits after your construction accident in Raleigh, the insurance company will examine the fifty-two weeks prior to your injury to establish your average weekly salary. Of that, you can expect to be approved for between 66 ⅔ percent and 85 percent of your weekly income.
These benefits will usually be dispersed on a weekly basis, although extenuating circumstances can allow the insurer to provide benefits on a monthly basis. Many claimants will use their benefits to support their households the same way they would use their income.
Mortgage or rent payments, utility bills, car payments, insurance premiums, groceries, phone bills, and many other household expenses can be taken care of by your workers comp benefits; ultimately, it will be up to you to spend your benefits as you see fit. In addition to your weekly benefit payment, workers comp will pay for any medical expenses you incurred due to your construction-related injury or illness.
Some of your medical expenses might include the following:
- Ambulance fees
- Hospital bills
- Transportation costs
- Diagnostic imaging
- Prescription medications
- Medical equipment
- Adjustments to your home to accommodate medical equipment
- Physical and occupational therapy
Speak with your construction accident attorney in Raleigh to ensure that every medical expense is considered in your workers comp claim. The state of North Carolina does not expect you to be responsible for your medical costs after suffering a work injury.
How We’ll Handle a Denied Claim
Sometimes, the insurance companies have valid reasons for denying workers comp claims; other times, they are prioritizing their financial interests above your wellbeing.
Some of the most common reasons a workers comp claim might be denied include the insurance adjuster thinking you are not disabled enough to need to take time off of work; if you intentionally did not disclose a pre-existing condition and that pre-existing condition contributed to your illness or injury; or a simple issue with the filing of your paperwork.
Often, we are able to reverse the decision on a denied claim by working with the adjuster to address any concerns about your case. When the insurance company refuses to continue negotiating, we can request a hearing with the North Carolina Industrial Commission (NCIC) to have your benefits approved.
This impartial board will review the details of your case to make a reasonable decision about your Raleigh construction accident claim. We may need to bring your case to court if, after the hearing, the NCIC upholds the insurance company’s decision to deny your claim. Bringing your case in front of a judge may be just the thing your claim needs to get fair consideration.
A judge will be able to examine all of the evidence we provide and reverse the insurance company’s denial once he or she is confident that you are in need of financial support through workers comp benefits and that your injuries were a direct result of your construction accident in Raleigh.
Raleigh Construction Accident FAQ
Workers compensation can be a complex topic even for those who are well-versed in the claim process. Our hope is to make this time in your life easier by providing answers to a few of the most common questions our clients have had about workers comp benefits. Continue reading to learn more about seeking work comp benefits for Raleigh construction accidents.
Will I have to go to court?
That depends on whether we are able to successfully negotiate with the insurance company. Generally speaking, we can get your claim approved by addressing any concerns the insurance adjuster might have about your injury or illness.
If the insurance company remains steadfast in its decision to deny your claim, we may need to bring your case to court, where and unbiased judge will make a decision about the approval or denial of your workers comp benefits.
If we are dealing with a particularly difficult insurance company that seems to be looking out only for its interests instead of yours, it might be in your best interest to bring your case to court so your claim is handled fairly.
What if I was exposed to a toxic substance?
Workers compensation benefits do cover illnesses that are caused by the conditions of your work environment. For example, if you were working on the construction site and were exposed to harmful chemicals in a solvent you were working with, you should be covered by your employer’s workers compensation insurance.
What do I do if I won’t be able to return to work?
If your physician determines that your condition will prevent you from returning to your pre-injury position or finding gainful employment elsewhere, you should be able to collect workers compensation benefits until you are able to begin receiving disability benefits that will support you financially until you are able to do so yourself.
Consult a Raleigh Construction Accident Attorney
Your whole life doesn’t have to fall apart just because you suffered a construction injury. You are entitled to workers compensation benefits that can support you and your recovery. You also might be able to proceed with a civil suit against the liable party to recover full compensation for your losses.
Speak with a knowledgeable Raleigh construction accident lawyer at Ricci Law Firm, PA. We can help you through this trying time in your life. We’re proud to provide no-obligation claim assessments to prospective clients. Take advantage of this opportunity by filling out the contact form we’ve provided below, or give our office a call at 252-752-7785.