Car Accident at Work in Raleigh
When you suffer an injury in a car accident that is related to your job, you might be wondering whether your employer’s workers compensation insurance policy will cover you while you take time off to heal.
The answer is more complex than you might like: It depends on the circumstances of your accident. Below, we have covered some of the instances in which you should be able to obtain workers comp benefits for a work-related auto accident. Read on to learn more about these covered car accidents.
The ‘Coming and Going’ Rule
Generally speaking, when you are traveling to your job or home from work and are involved in a car crash, the work comp insurance company is not going to approve a workers compensation claim. This is known as the “coming and going” rule.
Your commute isn’t generally going to be considered part of your work duties, so a car accident on the way to work in Raleigh isn’t likely to be covered by workers comp. However, there are some exceptions to the rule, which we discuss below.
Workers Comp and the ‘Special Errand’ Rule
If you are running an errand that will benefit your employer on your way to or from work, you may be covered under North Carolina’s workers compensation laws.
For example, if you work in a restaurant and your employer has asked you to stop at the store and pick up milk or some other necessity for the day on your way in, but you are involved in an accident on the way to the store, you may be entitled to workers compensation benefits.
When Your Employer Provides Transportation
In the event that your employer provides you with a work vehicle or transports you to and from work and you are injured in an auto wreck during your commute, the employer’s workers compensation policy should come into effect for you.
Car Accident During Normal Work Hours
If you drive as part of your regular job duties and are injured while performing those duties, your injuries will more than likely make you eligible for workers comp benefits.
Keep in mind that employers and work comp insurers will look for any reason to fight your claim for benefits. That’s why it’s helpful to team up with a qualified workers comp lawyer as you file your claim.
Connect with a Raleigh Workers Compensation Lawyer
If you have additional questions or would like to speak with an experienced Raleigh workers compensation lawyer at Ricci Law Firm, PA about the details of your work-related car accident, you can schedule your free case review by completing the quick contact form below or by giving our office a call at 252-752-7785.