Does North Carolina Workers Comp Cover Allergic Reactions?
Dealing with a work-related illness or injury is particularly stressful because you’ll likely need to remain out of work while you are recovering. Unless you have a substantial savings account, you could wind up in serious financial straits without an ability to earn a living.
When you’ve suffered an allergic reaction at work, you might not even be sure if you will qualify for benefits. Below, we discuss when an allergic reaction will be covered under North Carolina workers comp law and how we’ll handle your appeal if your work comp claim is initially denied.
When Allergic Reactions Are Covered
The key to being approved for workers compensation benefits in NC is proving that your condition was work-related. This is the case for every single type of injury or illness. For allergic reactions, when we are able to establish that your allergic reaction was caused by the circumstances of your work environment, you should be covered by your employer’s workers comp insurance policy.
However, that doesn’t mean that the insurance company is going to automatically approve your claim. Allergic reactions are one of the many conditions that the insurance company will likely try to fight, so even though you know you qualify for workers comp, you should expect your claim to, at least initially, be denied.
Fighting Your Denied Workman’s Compensation Claim
It’s not surprising that the insurance company denied your claim; after all, they’re likely going to do whatever they can to pay out as little as possible in every case. Your workers compensation lawyer will get in touch with the insurance adjuster who denied your claim and see if they can resolve any of the issues they had with your application.
If we can reach an agreement, you can expect to begin receiving your benefits shortly, but if the insurer remains rigid, we’ll file an appeal with the North Carolina Industrial Commission (NCIC). Your case will then be heard by the workers compensation commissioner, who can impartially review the details of your case.
Your attorney will gather all of the evidence needed to support your case so that you can begin collecting your work compensation benefits as soon as possible.
See How a North Carolina Workers Comp Lawyer Can Help You
An allergic reaction can be just as life threatening as a more traditional serious injury, which is why you may require workman’s compensation benefits while you’re recuperating. Fight for the money you deserve with the assistance of a North Carolina workers comp lawyer at Ricci Law Firm, P.A.
You can claim your free case review today by filling out the brief contact form below or by giving our office a call at 252-752-7785.