What’s Included in a North Carolina Workers Compensation Settlement?
If you have been dealing with the consequences of an on-the-job injury and have already applied and been approved for workers comp benefits, or if you are still in the beginning stages of pursuing your claim, you’ll probably be wondering what your benefits will consist of so you can plan ahead. We review these benefits in further detail below.
One of the first benefits you’ll collect is your wage replacement income. This weekly or monthly payment will amount to around 66 percent of your average weekly salary and can be used in any way you like, the same way you would if you had never been injured.
Covering Your Injury-Related Medical Expenses
A significant cause for concern with work-related injuries is how the victim will be able to cover their medical bills. Especially with the cost of healthcare being so high in the United States, those who don’t have health insurance could find themselves owing hundreds of thousands of dollars of healthcare costs that stem from their work injuries. But when you obtain workers comp, your employer’s insurer covers these costs as part of your benefit settlement.
Training for Work in a New Industry
In some of the most devastating cases, a worker will be so severely injured that they are unable to continue working in the same industry they were working in at the time of the accident. If an injury victim can still work in another field, then the insurance company will be prepared to cover the costs of your continuing your education or taking vocational trainings so you can begin working elsewhere.
For Families Who Lost a Loved One to a Work Injury
Unfortunately, many individuals end up succumbing to their injuries, leaving their families behind due to a fatal injury. When this happens, the surviving spouse and the decedent’s children can seek death benefits, including funeral and burial costs and the wage replacement benefits that the deceased would have collected if they hadn’t passed away.
Get in Touch with a North Carolina Workers Compensation Lawyer
If you are interested in discussing these benefits in greater detail with a North Carolina workers compensation lawyer at Ricci Law Firm, P.A., you can do so by filling out our contact form below or scheduling your consultation over the phone at 252-752-7785.