Will North Carolina Workers Comp Cover a Work-Related Illness?
Falling ill is never easy, and when your condition is serious, you may need to take a significant amount of time off work before you feel healthy enough to continue working in your position.
Fortunately, when you become sick due to the circumstances of your work environment, you have the right to obtain workers compensation benefits. Below, we discuss how you can qualify for workers comp in North Carolina and what options you have if your claim is denied.
Workman’s Compensation Eligibility Requirements
In order to be eligible for workers comp benefits, your condition will need to stem from the work you perform on a day-to-day basis. It won’t matter if you are only a part-time employee or if you’ve only been working for your employer for a short while; as long as we are able to prove that your illness was work-related and could have been prevented if it weren’t for the work you do every day, your claim should be approved.
Here’s a good example: A North Carolina contractor has been working in the industry for ten years when his health starts to decline. He suffers from difficulty breathing and fatigue. He is subsequently diagnosed with mesothelioma.
This condition is caused by exposure to asbestos. In homes that were built prior to the 1970s, asbestos was used in many building materials. It stands to reason that the contractor’s condition was caused by his exposure to asbestos through his work as a contractor, and he should therefore qualify for North Carolina work comp.
What to Do If Your Claim Is Denied
When your work-related illness claim is denied, your attorney will work with the insurer to address their reasoning for your claim denial. In the event that we are unable to get the insurance company to approve your claim, we’ll head to mediation, where we can attempt to reason with them again.
Should this fail, we’ll then file a formal appeal with the North Carolina Industrial Commission, where the NC workers comp commissioner can review the details of your case. As can be seen, there are many different routes that can be taken to secure the workers compensation benefits you deserve.
Reach Out to a Workers Comp Lawyer in North Carolina
For assistance in getting covered by the insurance company for your work-related illness, reach out to a highly trained North Carolina workers comp lawyer in Ricci Law Firm, P.A. Contact our office at 252-752-7785 or complete the quick contact form below to schedule your free consultation today.