Will Workers Comp in North Carolina Cover a Heart Attack?
When you’ve suffered a heart attack due to the work you do for your employer, you may be able to obtain workers compensation benefits through your employer’s workers compensation insurance provider.
However, before you can be approved for benefits, there are certain criteria that you’ll need to meet in North Carolina based on state work comp laws. Below, we discuss what these requirements are and the benefits you’ll receive when your claim is approved.
Requirements for NC Workers Comp Benefits
For you to be approved for workers compensation coverage for the heart attack you sustained, your lawyer will need to establish that the conditions of your work environment were directly responsible for causing your heart problems.
Once you provide your attorney with the medical information to support your need for financial support while you recuperate, your claim can be filed and will, hopefully, be approved shortly thereafter.
It’s important to note that it is not uncommon for insurers to deny the workman’s comp claims of even the most deserving claimants, so it shouldn’t come as a surprise if your claim for benefits is initially denied. This shouldn’t overly concern you, though, as your NC lawyer will be more than prepared to appeal your work comp denial until your claim is approved.
What You’ll Collect When Your Claim Is Approved
After approval, you will begin receiving your benefits in just a couple of weeks in most cases. These benefits will include full coverage of your medical expenses, job training or education if you cannot return to work in the same field, and disability benefits of 66 ⅔ percent of your average weekly earnings until you can return to work.
In addition, if for some reason you pass away following complications from your heart attack, your family will be entitled to death benefits that will provide them with the same disability benefits you would have collected if you had lived.
If you have other questions regarding your benefits, you can speak with your lawyer about them in greater detail during your free claim review.
Work with a North Carolina Workers Compensation Lawyer
Dealing with the aftermath of a serious heart attack is never easy, and you shouldn’t be expected to cover the costs when you’ve already suffered enough. Reach out to a qualified North Carolina workers compensation lawyer at Ricci Law Firm, P.A.
Give our office a call at 252-752-7785 or complete the brief contact form we have provided at the bottom of this page to schedule your complimentary consultation today.