Three Reasons to Work with a Lawyer on a Work Comp Claim
When you’re trying to figure out what your next steps should be after being diagnosed with a work-related illness or injury, getting help from a qualified workers compensation lawyer can make a significant difference in the success of your North Carolina work comp case.
Although it might seem as simple as filing your claim with your employer and the workman’s comp insurance company, obtaining an approval, and beginning to collect the benefits you deserve, many claimants are shocked to find out that even the most deserving claimants run into claim denials.
There are many aspects of workers comp law in North Carolina that you’ll need to be aware of before you begin the claim process. Having an experienced attorney by your side to advocate for your rights can help ensure that your claim is approved so you can start receiving the benefits you need to carry on with your life. Here are three reasons to work with an attorney on your workers comp claim.
1) Understanding Workers Compensation Laws in North Carolina
You probably aren’t aware of exactly how the claim process works in North Carolina. Your workers comp lawyer will know the ins and outs of the law and how it will apply in your case. For example, you may not know that if you do not notify your employer of your illness or injury within thirty days of the incident or your diagnosis, your claim can be denied.
Time limits like these can confuse claimants, but your attorney will make sure you meet all deadlines that apply to your case. You may also need help from a lawyer if the physician chosen to treat your condition gives you an impairment rating that doesn’t seem to match your injuries.
Your impairment rating will be critical in determining how long you’ll be entitled to workers comp benefits. Your attorney can make sure you aren’t taken advantage of and that your injuries are documented thoroughly so you secure the benefits you deserve.
2) When Your Employer Refuses to File Your Claim
Many employers will make up excuses as to why you aren’t eligible for workers comp benefits so they don’t have to file a claim with their insurance company. Filing your claim will likely raise the price of their premiums when it’s time to renew their policy, so doing so isn’t in their best interests.
Thankfully, you don’t have to file your claim through your employer. Your attorney can help you file Form 18 with the North Carolina Industrial Commission (NCIC) so you can jumpstart the process without the go-ahead from your employer.
Many injured employees are concerned that their employers will retaliate if they go over their employers’ heads, but North Carolina law protects injured or ill employees seeking workers compensation benefits from being demoted, terminated, harassed, or otherwise retaliated against.
3) Help Appealing a Claim Denial
Probably the most important way an attorney can help you is in fighting a denied claim. There are numerous reasons why the insurance company might deny a claim. Maybe the adjusters are accusing you of failing to disclose a pre-existing condition upon your hiring, or perhaps they’ve stated that you did not provide enough medical documentation to support your injuries.
Your lawyer will be prepared to negotiate with the insurance company and bring your case in front of the NCIC if negotiations and mediation are unsuccessful. The NCIC will review your case to determine eligibility based on the details of your application and supporting evidence.
Connect with a Greenville Workers Comp Lawyer
When you’re ready to reclaim control of your life, consult a qualified and experienced Greenville workers comp lawyer at Ricci Law Firm, PA. Schedule your free claim evaluation today by filling out the quick contact form below or giving our office a call at 252-752-7785.