Who Will Choose My Doctor under North Carolina Workers Comp?
A job-related injury can impact your life in more ways than one. Not only will you be suffering with the physical side effects of your condition, but you could face permanent disability and be unable to pay your living expenses or cover your medical bills if you don’t get approved for workers compensation benefits.
There are many details that go into determining whether a claimant is entitled to work comp benefits, but arguably the most important is your medical documentation, as this will establish your inability to work due to the severity of your work illness or injury.
However, before your claim can be approved, you’ll need to see a doctor who can evaluate the extent of your condition—and it may not be as simple as seeing your primary care physician. To learn more about who will choose your doctor under North Carolina workers comp, read on.
The List of Approved Healthcare Providers
Immediately upon your injury or illness, particularly if it is an emergency situation, you should of course go to your hospital or physician of choice. However, state workers comp law allows for your employer to choose who your doctor is for the sake of work comp. This will be done when your employer provides you with a list of approved healthcare providers. If your doctor is on that list, you have nothing to worry about.
But if your physician is not on this list, then you will likely need to go and be examined by a doctor on this approved list of healthcare providers. They will then provide their medical documentation of your injuries to the insurance company, which will be providing you with your benefits once your claim is approved.
However, most injury victims aren’t comfortable seeing a physician they don’t know, and to be frank, any providers on the approved list will in a sense be working for the insurer—which could mean that they’ll be more critical of your condition than another physician would. For this reason, there are ways that you can see a physician of your own choosing after seeing one provided by your employer.
How to Get Around This Inconvenience
Seeing a physician who is hired by the insurance company is not only uncomfortable, but in some cases, it’s inconvenient as well. Since you’re already dealing with the inconvenience of a work-related injury, this is just another burden you shouldn’t have to bear.
If you have reason to believe that they doctor who examined you was unfair in their judgement of the severity of your injury or illness, or if you simply want to get a second opinion, that is your right, and you can see another physician of your own choosing. Their medical opinion can then be submitted along with your claim for the insurer to review.
Contact a Regarded NC Work Comp Attorney
Being evaluated by multiple physicians after enduring an on-the-job injury can seem like just another hoop you have to jump through to get the benefits you deserve. Unfortunately, in some cases it becomes a necessary evil.
You can work with a NC workers compensation lawyer at Ricci Law Firm, P.A. for help getting your claim approved in a timely manner. Just fill out the online contact form below or call our office at 252-752-7785 and we will set up your free consultation today.